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Matric past papers · DBE (CAPS) · Paper 1

DBE Grade 12 Finance, growth and decay

Every finance, growth and decay question from the DBE NSC Paper 1 papers of November 2021–2024 and May/June 2021, 2022, 2024, 2025, in one booklet — 8 questions, 114 marks, with the official marking guideline for every one of them. Free to download, in English and Afrikaans.

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Each question is a clip of the original DBE page: the wording, the mark allocations and the diagrams are exactly as they were printed. Only the blank answer space has been removed, so work in a separate book. The solutions booklet is the board’s own marking guideline, not a rewritten one.

What is in it

8 questions in 1 chapters, ordered so you can work through one skill at a time.

#QuestionSkillsMarksFrom
1Find the rate from four years' growth, then a monthly savings planSolving for the interest rate, Compound interest, Future value: saving with regular payments13May/June 2021 Q7
2A phone's depreciation rate, then two people saving for one holidayDepreciation on the reducing balance, Solving for the interest rate, Future value: saving with regular payments13May/June 2024 Q7
3The effective rate, then drawing an income back out of an investmentNominal and effective interest rates, Compound interest, Present value: loans, and drawing money out13May/June 2025 Q7
4The rate from 24 months' growth, then a run of monthly depositsSolving for the interest rate, Compound interest, Future value: saving with regular payments14November 2022 Q6
5Sixteen years of compound growth, then the rate that halves a valueCompound interest, Depreciation on the reducing balance, Solving for the interest rate14November 2024 Q7
6How long an investment takes to double, then machinery losing its valueSolving for n - how long it takes, Compound interest, Depreciation on the reducing balance15May/June 2022 Q7
7A tractor's book value, then how long R75 000 takes to growDepreciation on the reducing balance, Solving for n - how long it takes, Future value: saving with regular payments16November 2021 Q8
8r and the effective rate from six months, then replacing a laptopSolving for the interest rate, Nominal and effective interest rates, Replacing an asset, Future value: saving with regular payments16November 2023 Q6