Mathbench

Chapter 11 — The Challenge Set

Twenty questions, and every one of them is harder than anything the NBT is likely to put in front of you.

That is the point. The other ten chapters are built to match the real test — same topics, same balance, same kind of thinking. This one is built to sit just past it. If you can work through these, the real paper will feel like it is holding back.

What makes these different. A normal NBT question tests one idea. These need two or three, joined together, and nothing in the wording tells you which two. Most of them have a first answer that is wrong for a reason you will only find if you go back and check — a branch of an equation that was quietly dropped, a ratio that applies to lengths and not to areas, a sum that was asked for in terms of one letter and answered in terms of another.

Nothing here is off-syllabus. Surds, exponents, logarithms, the remainder theorem, trigonometric equations, similar triangles, compound interest, series, differentiation and standard deviation are all NBT content and all appear earlier in this book. The difficulty is in the combination, not in unfamiliar material.

Still no calculator. Every one of these can be done by hand, and every number in them was chosen so that it can. If you find yourself needing a calculator, you have taken a longer road than the question intended — stop and look for the shorter one.

A warning about the wrong options. Every distractor here is a number you can actually reach by making one specific, reasonable mistake. None of them are filler. Arriving at a tidy answer is not evidence that you are right.

Topics covered: rationalising surds · exponential equations · logarithm laws · units digits and cycles · the discriminant · trigonometric identities · trigonometric equations and how many solutions they have · tangents to a circle · simple against compound interest · probability without replacement · reducing-balance depreciation · recovering a term from a sum formula · sum to infinity · tangents and normals · optimisation · areas of similar triangles · comparing fractions · factorising cubes · the remainder and factor theorems · what a transformation does to the spread


Section 11.1 — Algebra That Hides a Second Step

Every question in this section can be started immediately. What separates them from the ones earlier in the book is that the obvious first step lands you somewhere that looks like an answer and is not.


Q1Brutal

Topic: Rationalising two surds and combining them

Simplify: 132+13+2\dfrac{1}{\sqrt{3} - \sqrt{2}} + \dfrac{1}{\sqrt{3} + \sqrt{2}}

A) 232\sqrt{3}

B) 222\sqrt{2}

C) 23+222\sqrt{3} + 2\sqrt{2}

D) 33\dfrac{\sqrt{3}}{3}

Show the worked solution

Answer: A

Explanation

Step 1 — Rationalise each fraction separately.

Multiply each one, top and bottom, by the conjugate of its own denominator. The conjugate of 32\sqrt{3} - \sqrt{2} is 3+2\sqrt{3} + \sqrt{2}, and vice versa:

132×3+23+2=3+232=3+2\frac{1}{\sqrt{3} - \sqrt{2}} \times \frac{\sqrt{3} + \sqrt{2}}{\sqrt{3} + \sqrt{2}} = \frac{\sqrt{3} + \sqrt{2}}{3 - 2} = \sqrt{3} + \sqrt{2}

13+2×3232=3232=32\frac{1}{\sqrt{3} + \sqrt{2}} \times \frac{\sqrt{3} - \sqrt{2}}{\sqrt{3} - \sqrt{2}} = \frac{\sqrt{3} - \sqrt{2}}{3 - 2} = \sqrt{3} - \sqrt{2}

Both denominators become 32=13 - 2 = 1, which is why this question is doable without a calculator at all.

Step 2 — Add them.

(3+2)+(32)=23(\sqrt{3} + \sqrt{2}) + (\sqrt{3} - \sqrt{2}) = 2\sqrt{3}

The 2\sqrt{2} terms cancel because one fraction produced +2+\sqrt{2} and the other produced 2-\sqrt{2}.

Why the distractors are wrong:

B) 222\sqrt{2} subtracts the two rationalised fractions instead of adding them. The 3\sqrt{3} terms cancel and the 2\sqrt{2} terms survive — the exact mirror image of the right answer, which is why it looks so plausible.

C) 23+222\sqrt{3} + 2\sqrt{2} uses 3+2\sqrt{3} + \sqrt{2} as the conjugate for both fractions. Each fraction has its own denominator and therefore its own conjugate; using one twice leaves the second denominator as (3+2)2=5+26(\sqrt{3}+\sqrt{2})^2 = 5 + 2\sqrt{6}, which is still irrational.

D) 33\dfrac{\sqrt{3}}{3} comes from adding the denominators: 223=13\dfrac{2}{2\sqrt{3}} = \dfrac{1}{\sqrt{3}}. Fractions are never added by adding tops and bottoms.

Takeaway: Each fraction gets its own conjugate. When two conjugate surds appear as separate denominators, rationalise them one at a time and watch the middle terms cancel.


Q2Brutal

Topic: An exponential equation that is really a quadratic

What is the sum of the values of xx that satisfy 32x4(3x)+3=03^{2x} - 4\left(3^x\right) + 3 = 0?

A) 00

B) 33

C) 11

D) 44

Show the worked solution

Answer: C

Explanation

Step 1 — See the quadratic.

32x3^{2x} is (3x)2\left(3^x\right)^2, because a2x=(ax)2a^{2x} = \left(a^x\right)^2. Put y=3xy = 3^x:

y24y+3=0(y1)(y3)=0y=1 or y=3y^2 - 4y + 3 = 0 \quad\Longrightarrow\quad (y - 1)(y - 3) = 0 \quad\Longrightarrow\quad y = 1 \text{ or } y = 3

Step 2 — Go back to xx. This is the step the question is testing.

yy is not the answer. Convert each value back:

3x=1    x=03x=3    x=13^x = 1 \;\Longrightarrow\; x = 0 \qquad\qquad 3^x = 3 \;\Longrightarrow\; x = 1

Step 3 — Add them. 0+1=10 + 1 = 1.

Note that both values of yy were usable here. Had one come out negative, it would have had to be discarded, because 3x3^x is positive for every real xx — always check that before converting back.

Why the distractors are wrong:

A) 00 is one of the two solutions on its own. The question asks for the sum, and a sum of two things needs both of them.

B) 33 is a value of yy, not of xx. It is the answer to "what is 3x3^x?", not to "what is xx?".

D) 44 is 1+31 + 3, the sum of the two yy-values. That is the sum of the substitution, not of the solutions — and it equals the coefficient of yy, which makes it feel like it must mean something.

Takeaway: When a substitution turns an equation into a quadratic, solving the quadratic is the middle of the work, not the end. Write down what the letter you introduced actually stands for, and convert every root back before answering.


Q3Brutal

Topic: Writing a logarithm in terms of two given logarithms

If loga2=p\log_a 2 = p and loga3=q\log_a 3 = q, what is loga12\log_a 12 in terms of pp and qq?

A) p+qp + q

B) 2p+q2p + q

C) 2pq2pq

D) p+2qp + 2q

Show the worked solution

Answer: B

Explanation

Step 1 — Break 12 into prime factors.

12=4×3=22×312 = 4 \times 3 = 2^2 \times 3

The whole question is this line. Everything after it is one law applied twice.

Step 2 — Apply the log laws.

The log of a product is the sum of the logs, and the log of a power brings the power down in front:

loga12=loga(22×3)=loga22+loga3=2loga2+loga3\log_a 12 = \log_a\left(2^2 \times 3\right) = \log_a 2^2 + \log_a 3 = 2\log_a 2 + \log_a 3

Step 3 — Substitute. loga2=p\log_a 2 = p and loga3=q\log_a 3 = q, so the answer is 2p+q2p + q.

Check it in a base you know. Take a=10a = 10: p0.301p \approx 0.301, q0.477q \approx 0.477, and 2p+q1.0792p + q \approx 1.079. Since 101=1010^1 = 10 and 102=10010^2 = 100, log1012\log_{10} 12 must be a little over 11. ✓

Why the distractors are wrong:

A) p+qp + q is loga6\log_a 6, not loga12\log_a 12. It comes from splitting 12 as 2×62 \times 6 and then forgetting that the 6 breaks up further, or from splitting it as 3×43 \times 4 and reading loga4\log_a 4 as pp.

C) 2pq2pq multiplies the two logarithms. The law is log(mn)=logm+logn\log(mn) = \log m + \log n — a product inside becomes a sum outside. Multiplying logs corresponds to nothing at all.

D) p+2qp + 2q is loga18\log_a 18, because 18=2×3218 = 2 \times 3^2. It is the right shape with the wrong number squared. Which one gets doubled is decided by the prime factorisation, so factorise first and the ambiguity disappears.

Takeaway: Factorise the number into primes before touching a log law. loga(2m3n)=mp+nq\log_a(2^m 3^n) = mp + nq, and the exponents in the factorisation are the coefficients in the answer.


Q4Brutal

Topic: The units digit of a large power

What is the units digit of 720267^{2026}?

A) 77

B) 11

C) 33

D) 99

Show the worked solution

Answer: D

Explanation

Step 1 — Find the cycle.

Last digits of powers of 7 repeat. Work out the first few and watch:

71=772=4973=34374=240175=168077^1 = 7 \qquad 7^2 = 49 \qquad 7^3 = 343 \qquad 7^4 = 2401 \qquad 7^5 = 16\,807

The last digits run 7,9,3,17, 9, 3, 1, then 77 again. The cycle has length 4.

Step 2 — Find where 2026 sits in the cycle.

Divide the exponent by the cycle length and keep the remainder:

2026=4×506+22026 = 4 \times 506 + 2

A remainder of 22 means 720267^{2026} ends in the same digit as 727^2, which is 99.

The part that goes wrong is the counting, not the division. Remainder 11 means the first entry, remainder 22 the second, remainder 33 the third — and remainder 00 means the last, because a remainder of zero puts you at the end of a complete cycle, not at the start of a new one.

Why the distractors are wrong:

A) 77 is the first entry in the cycle, which would be right if the remainder were 11. But 20262026 is even, and 20252025 is the multiple of 44 plus one.

B) 11 is the fourth entry, which would be right if 44 divided 20262026 exactly. It does not: 2026÷42026 \div 4 leaves 22 over. Only exponents ending in a multiple of 4 land here.

C) 33 is the third entry, from a remainder of 33.

Takeaway: Powers of any digit cycle their last digit, usually with period 1, 2 or 4. Write out the cycle, divide the exponent by its length, and read the remainder as a position — with remainder 0 meaning the last position, not the first.


Q5Brutal

Topic: Using the discriminant to force one root

The graph of y=x2+kx+9y = x^2 + kx + 9 touches the xx-axis at exactly one point, and k>0k > 0. What is the value of kk?

A) 66

B) 33

C) 99

D) 3636

Show the worked solution

Answer: A

Explanation

Step 1 — Turn "touches at one point" into algebra.

A parabola that touches the xx-axis has exactly one root, which means the two roots have collapsed into each other. That happens precisely when the discriminant is zero:

Δ=b24ac=0\Delta = b^2 - 4ac = 0

Step 2 — Substitute. Here a=1a = 1, b=kb = k, c=9c = 9:

k24(1)(9)=0k2=36k=6 or k=6k^2 - 4(1)(9) = 0 \quad\Longrightarrow\quad k^2 = 36 \quad\Longrightarrow\quad k = 6 \text{ or } k = -6

Step 3 — Use the condition you were given. k>0k > 0, so k=6k = 6.

Check: x2+6x+9=(x+3)2x^2 + 6x + 9 = (x+3)^2, which touches the axis at x=3x = -3 and nowhere else. ✓ The k>0k > 0 line is in the question for a reason — without it there are two answers, and a multiple-choice question cannot have two.

Why the distractors are wrong:

B) 33 is 9\sqrt{9} — the square root of the constant term rather than of 4ac4ac. It is what you get by setting k2=ck^2 = c instead of k2=4ack^2 = 4ac, and x2+3x+9x^2 + 3x + 9 has discriminant 936=279 - 36 = -27, so it never reaches the axis at all.

C) 99 simply repeats the constant term.

D) 3636 is k2k^2, the value found one line before the end. The equation solves to k2=36k^2 = 36, and stopping there is the single most common way to lose this question.

Takeaway: One root means Δ=0\Delta = 0; two roots means Δ>0\Delta > 0; none means Δ<0\Delta < 0. Solve for k2k^2, then remember to take the square root — and read the question for the condition that tells you which sign to keep.


Section 11.2 — Trigonometry Without a Diagram

Two questions, neither with a picture. Both are decided by an identity and by counting carefully.


Q6Brutal

Topic: Getting a product from a sum by squaring

If sinθ+cosθ=12\sin\theta + \cos\theta = \dfrac{1}{2}, what is the value of sinθcosθ\sin\theta \cos\theta?

A) 14\dfrac{1}{4}

B) 38-\dfrac{3}{8}

C) 38\dfrac{3}{8}

D) 34-\dfrac{3}{4}

Show the worked solution

Answer: B

Explanation

Step 1 — Square both sides.

There is no way to get a product out of a sum directly, but squaring produces one:

(sinθ+cosθ)2=sin2θ+2sinθcosθ+cos2θ(\sin\theta + \cos\theta)^2 = \sin^2\theta + 2\sin\theta\cos\theta + \cos^2\theta

Step 2 — Use the identity. sin2θ+cos2θ=1\sin^2\theta + \cos^2\theta = 1, so the right-hand side collapses to

1+2sinθcosθ1 + 2\sin\theta\cos\theta

Step 3 — Set the two sides equal and solve.

(12)2=1+2sinθcosθ141=2sinθcosθ\left(\tfrac{1}{2}\right)^2 = 1 + 2\sin\theta\cos\theta \quad\Longrightarrow\quad \tfrac{1}{4} - 1 = 2\sin\theta\cos\theta

34=2sinθcosθsinθcosθ=38-\tfrac{3}{4} = 2\sin\theta\cos\theta \quad\Longrightarrow\quad \sin\theta\cos\theta = -\tfrac{3}{8}

Should the answer be negative? Yes, and it is worth seeing why. In the first quadrant sinθ\sin\theta and cosθ\cos\theta are both positive, and their sum there is always at least 11. A sum of only 12\tfrac{1}{2} therefore forces one of them to be negative, and their product must be negative too.

Why the distractors are wrong:

A) 14\dfrac{1}{4} is (12)2\left(\tfrac{1}{2}\right)^2 — the square of what you were given, with the identity never applied. It is the first thing you write down and the last thing that is an answer.

C) 38\dfrac{3}{8} is the right size with the sign lost, from writing 1141 - \tfrac{1}{4} instead of 141\tfrac{1}{4} - 1.

D) 34-\dfrac{3}{4} is 2sinθcosθ2\sin\theta\cos\theta, one halving short. The identity leaves a 2 in front, and it has to be divided out.

Takeaway: (sinθ±cosθ)2=1±2sinθcosθ(\sin\theta \pm \cos\theta)^2 = 1 \pm 2\sin\theta\cos\theta. Squaring a sum of sine and cosine is the standard route to their product — and the answer is always (sum)212\dfrac{(\text{sum})^2 - 1}{2}, halved and signed.


Q7Brutal

Topic: How many solutions a trigonometric equation has in one revolution

How many values of xx with 0°x<360°0° \le x < 360° satisfy 2cos2xcosx1=02\cos^2 x - \cos x - 1 = 0?

A) 11

B) 22

C) 44

D) 33

Show the worked solution

Answer: D

Explanation

Step 1 — Factorise it as a quadratic in cosx\cos x.

2cos2xcosx1=0(2cosx+1)(cosx1)=02\cos^2 x - \cos x - 1 = 0 \quad\Longrightarrow\quad (2\cos x + 1)(\cos x - 1) = 0

so cosx=12\cos x = -\dfrac{1}{2} or cosx=1\cos x = 1.

Step 2 — Count the angles for each value separately. This is where the question is won or lost, because the two values do not give the same number of angles.

cosx=12\cos x = -\dfrac{1}{2}: cosine is negative in the second and third quadrants. The reference angle is 60°60°, giving x=180°60°=120°x = 180° - 60° = 120° and x=180°+60°=240°x = 180° + 60° = 240°. That is two angles.

cosx=1\cos x = 1: cosine reaches 11 only at x=0°x = 0° within the range, since 360°360° is excluded. That is one angle.

Step 3 — Add. 2+1=32 + 1 = 3 values: 0°, 120°120° and 240°240°.

Why the distractors are wrong:

A) 11 solves only cosx=1\cos x = 1 and drops the other factor. A product is zero when either factor is zero, and both have to be followed through.

B) 22 solves only cosx=12\cos x = -\tfrac{1}{2} and drops cosx=1\cos x = 1. It is the more tempting half to keep, because it is the one that needs the quadrant work.

C) 44 assumes each value of cosx\cos x gives two angles. Usually it does — but cosx=1\cos x = 1, cosx=1\cos x = -1, sinx=1\sin x = 1 and sinx=1\sin x = -1 are the maximum and minimum, and each of those is reached only once per revolution.

Takeaway: Factorise, then count each root's angles on its own. Two per revolution is the normal case; a value of exactly +1+1 or 1-1 gives one, and a value outside [1,1][-1, 1] gives none.


Section 11.3 — Geometry and Money


Q8Brutal

Topic: The condition for a line to be a tangent to a circle

The line y=2x+cy = 2x + c is a tangent to the circle x2+y2=20x^2 + y^2 = 20. What is the positive value of cc?

A) 454\sqrt{5}

B) 252\sqrt{5}

C) 1010

D) 2020

Show the worked solution

Answer: C

Explanation

Step 1 — Read the circle.

x2+y2=20x^2 + y^2 = 20 is centred at the origin with radius r=20=25r = \sqrt{20} = 2\sqrt{5}. Note that 2020 is r2r^2, not rr.

Step 2 — Say what "tangent" means.

A line is a tangent exactly when its perpendicular distance from the centre equals the radius. Closer and it cuts the circle twice; further and it misses.

Step 3 — Use the distance formula.

Write the line in the form ax+by+c0=0ax + by + c_0 = 0: from y=2x+cy = 2x + c we get 2xy+c=02x - y + c = 0. The distance from the origin is

2(0)1(0)+c22+(1)2=c5\frac{|2(0) - 1(0) + c|}{\sqrt{2^2 + (-1)^2}} = \frac{|c|}{\sqrt{5}}

Step 4 — Set it equal to the radius.

c5=25c=25×5=2×5=10\frac{|c|}{\sqrt{5}} = 2\sqrt{5} \quad\Longrightarrow\quad |c| = 2\sqrt{5} \times \sqrt{5} = 2 \times 5 = 10

Taking the positive value, c=10c = 10. (The other tangent with gradient 2 is y=2x10y = 2x - 10, on the far side of the circle.)

Why the distractors are wrong:

A) 454\sqrt{5} divides by 22 instead of by 5\sqrt{5} — using only the coefficient of xx under the root and forgetting the 1-1 from the yy term. The denominator is a2+b2\sqrt{a^2 + b^2} and both coefficients belong in it.

B) 252\sqrt{5} is the radius. It is the number you need in the middle of the work, not at the end.

D) 2020 treats the right-hand side of the circle's equation as the radius. In x2+y2=r2x^2 + y^2 = r^2 the number on the right is the radius squared.

Takeaway: Tangent means "distance from the centre equals the radius". Put the line in the form ax+by+c0=0ax + by + c_0 = 0, use ax0+by0+c0a2+b2\dfrac{|ax_0 + by_0 + c_0|}{\sqrt{a^2+b^2}}, and remember that x2+y2=kx^2 + y^2 = k has radius k\sqrt{k}.


Q9Brutal

Topic: How much compounding is actually worth

R10 000 is invested for 2 years. Investment P pays 10% per annum simple interest. Investment Q pays 10% per annum compounded annually. How much more does Q pay than P?

A) R100

B) R1 000

C) R2 100

D) R200

Show the worked solution

Answer: A

Explanation

Step 1 — Investment P, simple interest.

Simple interest is calculated on the original amount every year, so it is the same amount each year:

A=P(1+in)=10000(1+0.10×2)=10000×1.2=R12000A = P(1 + in) = 10\,000\,(1 + 0.10 \times 2) = 10\,000 \times 1.2 = \text{R}12\,000

Step 2 — Investment Q, compound interest.

A=P(1+i)n=10000(1.1)2=10000×1.21=R12100A = P(1 + i)^n = 10\,000\,(1.1)^2 = 10\,000 \times 1.21 = \text{R}12\,100

1.12=1.211.1^2 = 1.21 is worth knowing by heart; it saves the multiplication.

Step 3 — Subtract. 1210012000=R10012\,100 - 12\,000 = \text{R}100.

Where that R100 comes from. In year 2, compound interest pays 10% on the R1 000 of interest earned in year 1, and 10%10\% of 10001\,000 is exactly R100. Over two years that is the whole difference between the two methods — which is why compounding looks unimpressive over short periods and overwhelming over long ones.

Why the distractors are wrong:

B) R1 000 is one year's interest on the original amount, under either method. It is not a difference between them.

C) R2 100 is the total interest Q earns. The question asks how much more Q earns, so P's R2 000 has to come off.

D) R200 is 10% of the R2 000 of simple interest. The extra interest is earned on the first year's R1 000 only — the second year's interest has not been sitting in the account long enough to earn anything.

Takeaway: Simple interest is P(1+in)P(1+in); compound is P(1+i)nP(1+i)^n. When a question asks how much more, compute both totals in full and subtract — and expect the gap to be small over two years and large over twenty.


Q10Brutal

Topic: "At least one", without replacement

A bag contains 3 red balls and 5 blue balls. Two balls are drawn at random, one after the other, without replacement. What is the probability that at least one of them is red?

A) 514\dfrac{5}{14}

B) 38\dfrac{3}{8}

C) 3964\dfrac{39}{64}

D) 914\dfrac{9}{14}

Show the worked solution

Answer: D

Explanation

Step 1 — Turn "at least one" into its complement.

"At least one red" covers red-then-blue, blue-then-red and red-then-red: three cases. Its opposite is a single case — no red at all, meaning both are blue. Always take the complement when "at least one" appears.

P(at least one red)=1P(no red)P(\text{at least one red}) = 1 - P(\text{no red})

Step 2 — Work out P(both blue)P(\text{both blue}), without replacement.

There are 3+5=83 + 5 = 8 balls. The first draw is blue with probability 58\tfrac{5}{8}. That ball is not put back, so for the second draw there are 4 blue balls left out of 7:

P(both blue)=58×47=2056=514P(\text{both blue}) = \frac{5}{8} \times \frac{4}{7} = \frac{20}{56} = \frac{5}{14}

Both numbers drop — the numerator because a blue ball left, and the denominator because a ball left.

Step 3 — Subtract.

1514=9141 - \frac{5}{14} = \frac{9}{14}

Why the distractors are wrong:

A) 514\dfrac{5}{14} is P(no red)P(\text{no red}) — the complement, computed correctly and then not subtracted from 1.

B) 38\dfrac{3}{8} is the probability that the first ball is red. It ignores the second draw entirely, and it is smaller than the right answer because it counts none of the ways the red one comes second.

C) 3964\dfrac{39}{64} is the answer with replacement: 1(58)21 - \left(\tfrac{5}{8}\right)^2. Notice it is smaller than 914\tfrac{9}{14}. Removing a blue ball makes the next one likelier to be red, so drawing without replacement improves your chances here.

Takeaway: "At least one" means compute the complement. Without replacement, reduce the top and the bottom for the second draw, and write the two fractions side by side before multiplying so the drop is visible.


Q11Brutal

Topic: Reducing-balance depreciation over two years

A machine is bought for R120 000 and depreciates on the reducing-balance method at 25% per year. What is its value after 2 years?

A) R60 000

B) R67 500

C) R90 000

D) R112 500

Show the worked solution

Answer: B

Explanation

Step 1 — Know which formula "reducing balance" means.

Reducing balance takes the percentage off whatever the machine is worth now, so each year removes a smaller amount than the one before:

A=P(1i)nA = P(1 - i)^n

(Straight-line depreciation, A=P(1in)A = P(1 - in), takes the same amount off every year. The words in the question decide which one you use, and they are the only thing that does.)

Step 2 — Substitute.

A=120000(10.25)2=120000×(0.75)2=120000×0.5625A = 120\,000\,(1 - 0.25)^2 = 120\,000 \times (0.75)^2 = 120\,000 \times 0.5625

Step 3 — Do it without a calculator. 0.752=9160.75^2 = \tfrac{9}{16}, so

120000×916=7500×9=R67500120\,000 \times \frac{9}{16} = 7\,500 \times 9 = \text{R}67\,500

Or year by year: 1200009000067500120\,000 \to 90\,000 \to 67\,500. The first year removes R30 000 and the second removes only R22 500, which is reducing balance in one line.

Why the distractors are wrong:

A) R60 000 is straight-line depreciation: 25%×2=50%25\% \times 2 = 50\% off the original. It is always lower than reducing balance, because reducing balance charges the second year's 25% against a smaller amount.

C) R90 000 is the value after one year. Correct arithmetic, one year short.

D) R112 500 squares the rate instead of the factor: 120000(10.252)120\,000\,(1 - 0.25^2). Squaring 0.250.25 gives 0.06250.0625, so this removes barely 6% over two years. The exponent belongs on (1i)(1 - i) as a whole, not on ii.

Takeaway: Reducing balance is P(1i)nP(1-i)^n and straight line is P(1in)P(1-in). The power sits on the whole bracket. If you are unsure, step through the years one at a time — two lines of arithmetic settle it.


Section 11.4 — Sequences, Calculus and Spread


Q12Brutal

Topic: Recovering a single term from a formula for the sum

The sum of the first nn terms of a sequence is given by Sn=3n22nS_n = 3n^2 - 2n. What is the 10th term of the sequence?

A) 5555

B) 280280

C) 4949

D) 6161

Show the worked solution

Answer: A

Explanation

Step 1 — Say what SnS_n and TnT_n each mean.

S10S_{10} is the total of the first ten terms. T10T_{10} is the tenth term on its own. They are not the same thing, and the whole question is keeping them apart.

Step 2 — Use the relationship between them.

Everything in S10S_{10} except the tenth term is already in S9S_9, so:

T10=S10S9T_{10} = S_{10} - S_9

Step 3 — Compute both sums.

S10=3(10)22(10)=30020=280S_{10} = 3(10)^2 - 2(10) = 300 - 20 = 280 S9=3(9)22(9)=24318=225S_9 = 3(9)^2 - 2(9) = 243 - 18 = 225 T10=280225=55T_{10} = 280 - 225 = 55

A shortcut worth having. Doing the subtraction in general gives Tn=SnSn1=6n5T_n = S_n - S_{n-1} = 6n - 5, which is arithmetic with a constant difference of 6. Then T10=605=55T_{10} = 60 - 5 = 55 ✓, and you can check any other term instantly.

Why the distractors are wrong:

B) 280280 is S10S_{10} — the sum of the first ten terms, which is what you get by substituting n=10n = 10 into the formula as given and stopping. It is the answer to a question that was not asked.

C) 4949 is T9=S9S8T_9 = S_9 - S_8, one term early. This comes from subtracting the wrong pair — writing S9S8S_9 - S_8 while thinking "ninth and tenth".

D) 6161 is T11=S11S10T_{11} = S_{11} - S_{10}, one term late, from using S11S_{11} as the upper sum.

Takeaway: Tn=SnSn1T_n = S_n - S_{n-1}. When a question hands you a formula for SnS_n and asks for a term, subtract the previous sum — and if you will need more than one term, derive the general TnT_n once and use it.


Q13Brutal

Topic: Working backwards from a sum to infinity

A geometric series has a first term of 8 and a sum to infinity of 12. What is the fourth term of the series?

A) 89\dfrac{8}{9}

B) 1-1

C) 827\dfrac{8}{27}

D) 881\dfrac{8}{81}

Show the worked solution

Answer: C

Explanation

Step 1 — Find rr from the sum to infinity.

S=a1r81r=12S_\infty = \frac{a}{1 - r} \quad\Longrightarrow\quad \frac{8}{1 - r} = 12

Cross-multiply carefully — this is where the question catches people:

8=12(1r)1r=812=23r=138 = 12(1 - r) \quad\Longrightarrow\quad 1 - r = \frac{8}{12} = \frac{2}{3} \quad\Longrightarrow\quad r = \frac{1}{3}

Note that r=13<1|r| = \tfrac{1}{3} < 1, so the series does converge and the formula was allowed. Always confirm that.

Step 2 — Use the term formula.

Tn=arn1T4=8(13)3=827T_n = ar^{n-1} \quad\Longrightarrow\quad T_4 = 8\left(\tfrac{1}{3}\right)^3 = \frac{8}{27}

The exponent is n1n - 1, not nn: the first term has rr to the power zero.

Why the distractors are wrong:

A) 89\dfrac{8}{9} is 8r28r^2, which is T3T_3. It comes from writing T4=ar42T_4 = ar^{4-2} or simply counting the multiplications one short.

B) 1-1 comes from inverting the cross-multiplication: reading 81r=12\dfrac{8}{1-r} = 12 as 1r=1281 - r = \dfrac{12}{8}, which gives r=12r = -\tfrac{1}{2} and T4=8(12)3=1T_4 = 8\left(-\tfrac{1}{2}\right)^3 = -1. A negative rr here should be a warning: it would make the series alternate, and 84+21+8 - 4 + 2 - 1 + \dots sums to 163\tfrac{16}{3}, not 12.

D) 881\dfrac{8}{81} is 8r48r^4, which is T5T_5 — the same off-by-one in the other direction, from using rnr^n instead of rn1r^{n-1}.

Takeaway: S=a1rS_\infty = \dfrac{a}{1-r} rearranges to 1r=aS1 - r = \dfrac{a}{S_\infty} — the first term over the sum, not the other way up. Then Tn=arn1T_n = ar^{n-1}, and the fourth term carries r3r^3.


Q14Brutal

Topic: Where a tangent crosses the xx-axis

The tangent to the curve y=x34xy = x^3 - 4x at the point where x=1x = 1 crosses the xx-axis. At what value of xx does it cross?

A) 11

B) 3-3

C) 44

D) 2-2

Show the worked solution

Answer: D

Explanation

Step 1 — Find the point of contact.

y=(1)34(1)=3y = (1)^3 - 4(1) = -3

so the tangent touches the curve at (1,3)(1, -3).

Step 2 — Find the gradient there.

dydx=3x24m=3(1)24=1\frac{dy}{dx} = 3x^2 - 4 \quad\Longrightarrow\quad m = 3(1)^2 - 4 = -1

A negative gradient — the curve is falling at x=1x = 1, even though x3x^3 dominates further out.

Step 3 — Write the tangent's equation.

yy1=m(xx1)y+3=1(x1)y=x2y - y_1 = m(x - x_1) \quad\Longrightarrow\quad y + 3 = -1(x - 1) \quad\Longrightarrow\quad y = -x - 2

Step 4 — Set y=0y = 0.

0=x2x=20 = -x - 2 \quad\Longrightarrow\quad x = -2

Why the distractors are wrong:

A) 11 is the xx-coordinate of the point of contact — where the tangent touches the curve, not where it meets the axis.

B) 3-3 is the yy-coordinate of the point of contact. It is also the tangent's yy-intercept... no it is not: the tangent's yy-intercept is 2-2. 3-3 is simply the height of the touching point, and it answers no part of the question.

C) 44 is where the normal crosses the axis. The normal at that point has gradient +1+1 (the negative reciprocal of 1-1), giving y=x4y = x - 4 and an intercept at x=4x = 4. Tangent and normal are easy to swap when the gradient is ±1\pm 1, because the arithmetic looks almost identical.

Takeaway: Point, then gradient, then equation, then intercept — four steps, and each one produces a number that is not the answer. Write down what each number is as you get it.


Q15Brutal

Topic: Optimising an area under a curve

A rectangle has its base on the xx-axis and its two upper corners on the parabola y=12x2y = 12 - x^2. What is the largest area the rectangle can have?

A) 1616

B) 3232

C) 88

D) 4848

Show the worked solution

Answer: B

Explanation

Step 1 — Set up the area with one variable.

The parabola is symmetric about the yy-axis, so the rectangle is too. Call the right-hand corner x=wx = w. Then the left-hand corner is at w-w and:

  • the width is from w-w to ww, which is 2w2w — not ww
  • the height is the value of the parabola there, 12w212 - w^2

A=2w(12w2)=24w2w3A = 2w\left(12 - w^2\right) = 24w - 2w^3

Step 2 — Differentiate and set to zero.

dAdw=246w2=0w2=4w=2\frac{dA}{dw} = 24 - 6w^2 = 0 \quad\Longrightarrow\quad w^2 = 4 \quad\Longrightarrow\quad w = 2

(taking the positive root, since ww is a length)

Step 3 — Substitute back into the AREA, not into the derivative.

A=2(2)(124)=4×8=32A = 2(2)\left(12 - 4\right) = 4 \times 8 = 32

So the rectangle is 4 wide and 8 tall.

Why the distractors are wrong:

A) 1616 uses ww as the whole width instead of half of it: 2×8=162 \times 8 = 16. The parabola's symmetry is what makes the width 2w2w, and it is the easiest feature of the diagram to miss when there is no diagram.

C) 88 is the height of the rectangle, 122212 - 2^2. It is a real quantity in the problem and not the one asked for.

D) 4848 is 24w24w at w=2w = 2 — the first term of the area expression with the 2w3-2w^3 dropped. It is also, revealingly, larger than the true maximum, which is impossible for any actual rectangle.

Takeaway: In an optimisation question, write the quantity in one variable before differentiating, and check what the variable measures — half a width behaves very differently from a whole one. Substitute the stationary value back into the original quantity, never into the derivative.


Q16Brutal

Topic: Areas of similar triangles inside one figure

In triangle ABCABC, the point DD lies on ABAB and the point EE lies on ACAC, with DEDE parallel to BCBC. If AD:DB=2:3AD : DB = 2 : 3 and the area of triangle ADEADE is 8 cm², what is the area of the trapezium DBCEDBCE, in square centimetres?

A) 1212

B) 5050

C) 4242

D) 1010

Show the worked solution

Answer: C

Explanation

Step 1 — Establish the similarity.

DEBCDE \parallel BC makes ADE=ABC\angle ADE = \angle ABC and AED=ACB\angle AED = \angle ACB (corresponding angles), and angle AA is shared. So ADE    ABC\triangle ADE \;|||\; \triangle ABC.

Step 2 — Get the right length ratio. This is the trap.

You are given AD:DB=2:3AD : DB = 2 : 3 — part to part. Similarity compares ADAD to the whole side ABAB:

AB=AD+DB=2+3=5AD:AB=2:5AB = AD + DB = 2 + 3 = 5 \quad\Longrightarrow\quad AD : AB = 2 : 5

Step 3 — Square it for areas.

In similar figures, areas are in the ratio of the squares of corresponding lengths:

area ADEarea ABC=(25)2=425\frac{\text{area } ADE}{\text{area } ABC} = \left(\frac{2}{5}\right)^2 = \frac{4}{25}

8=425×area ABCarea ABC=8×254=508 = \frac{4}{25} \times \text{area } ABC \quad\Longrightarrow\quad \text{area } ABC = 8 \times \frac{25}{4} = 50

Step 4 — Subtract to get the trapezium.

The trapezium is what is left of the triangle after ADEADE is removed:

508=42 cm250 - 8 = 42 \text{ cm}^2

Why the distractors are wrong:

A) 1212 scales the area by the length ratio instead of its square: 8×52=208 \times \tfrac{5}{2} = 20, then 208=1220 - 8 = 12. Lengths scale by kk, areas by k2k^2, volumes by k3k^3.

B) 5050 is the area of the whole triangle ABCABC. Correct, and one subtraction short of the answer.

D) 1010 uses 23\tfrac{2}{3} as the length ratio — the ratio given in the question, taken straight from the page. AD:DBAD : DB compares two parts; similarity needs AD:ABAD : AB, part to whole.

Takeaway: Convert a part-to-part ratio into part-to-whole before using it in a similarity, then square it for areas. And when the question asks for a trapezium or any other leftover region, finish with the subtraction.


Q17Brutal

Topic: Ordering fractions without a calculator

Which of the following fractions is the largest?

A) 911\dfrac{9}{11}

B) 79\dfrac{7}{9}

C) 1114\dfrac{11}{14}

D) 57\dfrac{5}{7}

Show the worked solution

Answer: A

Explanation

There is no calculator, and a common denominator of 11×9×14×711 \times 9 \times 14 \times 7 is not a serious plan. Use the structure instead.

The method: measure each one's distance from 1.

Every fraction here is just under 1. Subtract each from 1 and the comparison inverts — the fraction with the smallest shortfall is the largest fraction:

1911=211179=2911114=314157=271 - \frac{9}{11} = \frac{2}{11} \qquad 1 - \frac{7}{9} = \frac{2}{9} \qquad 1 - \frac{11}{14} = \frac{3}{14} \qquad 1 - \frac{5}{7} = \frac{2}{7}

Now compare the shortfalls. Three of them have numerator 2, and with equal numerators the one with the biggest denominator is smallest:

211<29<27\frac{2}{11} < \frac{2}{9} < \frac{2}{7}

That leaves 314\tfrac{3}{14}. Compare it with 211\tfrac{2}{11} by cross-multiplying: 3×11=333 \times 11 = 33 against 2×14=282 \times 14 = 28, so 314>211\tfrac{3}{14} > \tfrac{2}{11}.

So 211\tfrac{2}{11} is the smallest shortfall, and 911\dfrac{9}{11} is the largest fraction.

Check with decimals: 9110.818\tfrac{9}{11} \approx 0.818, 11140.786\tfrac{11}{14} \approx 0.786, 790.778\tfrac{7}{9} \approx 0.778, 570.714\tfrac{5}{7} \approx 0.714. ✓

Why the distractors are wrong:

B) 79\dfrac{7}{9} falls 29\tfrac{2}{9} short of 1, and 29>211\tfrac{2}{9} > \tfrac{2}{11}. It is a tempting choice because 7 and 9 are the smallest numbers on offer, and small numbers feel like a large fraction.

C) 1114\dfrac{11}{14} is the runner-up, 314\tfrac{3}{14} short. It is the only one whose shortfall does not have numerator 2, which is exactly why it needs the cross-multiplication rather than a glance.

D) 57\dfrac{5}{7} falls 27\tfrac{2}{7} short — the largest gap of the four, so the smallest fraction.

Takeaway: To compare fractions close to 1, compare their distances from 1 instead: smallest gap wins. With equal numerators, the larger denominator gives the smaller fraction. Cross-multiplication settles any pair the shortcuts cannot.


Q18Brutal

Topic: Simplifying with a difference of cubes

Simplify fully: x38x24\dfrac{x^3 - 8}{x^2 - 4}

A) x+2x + 2

B) x2+2x+4x+2\dfrac{x^2 + 2x + 4}{x + 2}

C) x2+2x+4x2\dfrac{x^2 + 2x + 4}{x - 2}

D) x22x+4x+2\dfrac{x^2 - 2x + 4}{x + 2}

Show the worked solution

Answer: B

Explanation

Step 1 — Recognise both patterns.

The numerator is a difference of cubes, since 8=238 = 2^3:

a3b3=(ab)(a2+ab+b2)x38=(x2)(x2+2x+4)a^3 - b^3 = (a - b)\left(a^2 + ab + b^2\right) \quad\Longrightarrow\quad x^3 - 8 = (x - 2)\left(x^2 + 2x + 4\right)

The denominator is a difference of squares:

x24=(x2)(x+2)x^2 - 4 = (x - 2)(x + 2)

Step 2 — Cancel the common factor.

(x2)(x2+2x+4)(x2)(x+2)=x2+2x+4x+2\frac{(x - 2)\left(x^2 + 2x + 4\right)}{(x - 2)(x + 2)} = \frac{x^2 + 2x + 4}{x + 2}

Only (x2)(x - 2) is common. Nothing else cancels, and the answer stays a fraction.

Getting the signs right. In a3b3a^3 - b^3 the first bracket carries the minus sign and every sign in the trinomial is plus. In a3+b3=(a+b)(a2ab+b2)a^3 + b^3 = (a+b)(a^2 - ab + b^2) it is the other way about. The short version: the binomial keeps the sign, the trinomial flips it in the middle.

Why the distractors are wrong:

A) x+2x + 2 cancels x2+2x+4x^2 + 2x + 4 against x+2x + 2. Those are not the same expression and neither is a factor of the other — cancelling is only allowed between identical factors, never between terms that merely look similar.

C) x2+2x+4x2\dfrac{x^2 + 2x + 4}{x - 2} cancels the wrong bracket in the denominator: it removes (x+2)(x + 2) although the factor shared with the numerator is (x2)(x - 2).

D) x22x+4x+2\dfrac{x^2 - 2x + 4}{x + 2} uses x22x+4x^2 - 2x + 4, the trinomial belonging to x3+8x^3 + 8. Substituting x=0x = 0 settles it: the original is 84=2\tfrac{-8}{-4} = 2, and this option gives 42=2\tfrac{4}{2} = 2 as well — so try x=1x = 1: the original is 73=73\tfrac{-7}{-3} = \tfrac{7}{3}, and this option gives 33=1\tfrac{3}{3} = 1.

Takeaway: a3±b3a^3 \pm b^3 factorises into a binomial times a trinomial, and the trinomial's middle sign is the opposite of the binomial's. When a rational expression will not simplify, check whether a cube is hiding behind a number like 8, 27, 64 or 125.


Q19Brutal

Topic: The remainder and factor theorems in one question

When p(x)=2x3+ax25x+bp(x) = 2x^3 + ax^2 - 5x + b is divided by x1x - 1, the remainder is 4. Also, x+2x + 2 is a factor of p(x)p(x). What is the value of a+ba + b?

A) 66

B) 13-\dfrac{1}{3}

C) 223\dfrac{22}{3}

D) 77

Show the worked solution

Answer: D

Explanation

Step 1 — Use the remainder theorem on x1x - 1.

Dividing by x1x - 1 leaves the remainder p(1)p(1):

p(1)=2+a5+b=4a+b3=4a+b=7p(1) = 2 + a - 5 + b = 4 \quad\Longrightarrow\quad a + b - 3 = 4 \quad\Longrightarrow\quad a + b = 7

And that is the answer. The question asks for a+ba + b, and the first equation gives it directly. Anyone who solves for aa and bb separately will get there too, but through considerably more work.

Step 2 — The second condition, for completeness.

x+2x + 2 being a factor means p(2)=0p(-2) = 0:

2(8)+4a+10+b=04a+b=62(-8) + 4a + 10 + b = 0 \quad\Longrightarrow\quad 4a + b = 6

Step 3 — Solve the pair, to check.

Subtracting a+b=7a + b = 7 from 4a+b=64a + b = 6:

3a=1a=13,b=7+13=2233a = -1 \quad\Longrightarrow\quad a = -\tfrac{1}{3}, \qquad b = 7 + \tfrac{1}{3} = \tfrac{22}{3}

And a+b=13+223=213=7a + b = -\tfrac{1}{3} + \tfrac{22}{3} = \tfrac{21}{3} = 7 ✓ — the same answer, reached the long way.

Why the distractors are wrong:

A) 66 is the right-hand side of the second equation, 4a+b=64a + b = 6. It is 4a+b4a + b, not a+ba + b, and the two coincide only when a=0a = 0.

B) 13-\dfrac{1}{3} is aa on its own.

C) 223\dfrac{22}{3} is bb on its own. Both it and option B are correct values that answer a question nobody asked — and both are considerably uglier than the sum they add up to, which is a hint in itself.

Takeaway: Remainder theorem: dividing by xkx - k leaves p(k)p(k). Factor theorem: xkx - k is a factor exactly when p(k)=0p(k) = 0. Before grinding out both unknowns, look at what the question asked for — a combination like a+ba + b often falls out of one equation.


Q20Brutal

Topic: What multiplying and shifting do to the standard deviation

A data set has a mean of 8 and a standard deviation of 3. Every value in the set is multiplied by 4, and then 6 is subtracted from each result. What is the standard deviation of the new data set?

A) 33

B) 66

C) 1212

D) 2626

Show the worked solution

Answer: C

Explanation

Step 1 — Separate the two operations. They do different things.

Standard deviation measures spread — how far the values sit from their own mean. So:

  • Multiplying every value by 4 stretches the whole set, gaps included. The spread is multiplied by 4.
  • Subtracting 6 slides every value down by the same amount. The gaps between them do not change at all, so the spread is untouched.

Step 2 — Apply them.

new standard deviation=4×3=12\text{new standard deviation} = 4 \times 3 = 12

The 6-6 contributes nothing.

See it on a small set. Take 5,5,11,115, 5, 11, 11: the mean is 8 and each value is 3 from it, so the standard deviation is 3. Now apply 4v64v - 6: the values become 14,14,38,3814, 14, 38, 38, the mean becomes 4(8)6=264(8) - 6 = 26, and each value is 12 from the new mean. ✓

The general rule: if y=mv+ky = mv + k, then mean(y)=m×mean(v)+k\text{mean}(y) = m \times \text{mean}(v) + k but sd(y)=m×sd(v)\text{sd}(y) = |m| \times \text{sd}(v). The mean feels the shift; the spread does not.

Why the distractors are wrong:

A) 33 leaves the standard deviation unchanged. The 6-6 leaves it unchanged, but the ×4\times 4 does not — the set really is four times as spread out afterwards.

B) 66 applies both operations to the standard deviation: 4×364 \times 3 - 6. This is the natural mistake, and it is worth seeing exactly why the 6-6 cannot be there: it moves every value and the mean by the same 6, so every distance from the mean stays as it was.

D) 2626 is the new mean, 4(8)64(8) - 6. It is the right formula applied to the wrong statistic.

Takeaway: Multiplying scales the standard deviation; adding or subtracting does not affect it at all. The mean feels both. If you cannot recall which, write down four numbers, apply the transformation, and look.


From The Complete NBT Mathematics Practice Book by Eben Roux — download the full 796-page PDF. Free to share, complete and unaltered.